Range
Finance Planet is Victoria’s number one fully integrated finance service. We are truly unique in the marketplace as we can offer a range of products beyond just mortgages ranging auto and personal finance to property investment advisory services.
Understanding
We take time to understand what you are trying to achieve and develop a personalised plan to put you on the right track. Whether you are a first home buyer or seasoned investor we have the expertise and advice ensure your goals are achieved.
Help
It can be very confusing to assess property and all the finance options available, there are so many. With Finance Planet you are not alone; you will have a qualified mortgage specialist work with your from start to end.
Choice
We have one of the largest lending panels in Australia and also provide our own funding source. Our panel of over 45 lenders includes all the major banks, building societies and credit unions in Australia.
Independence
We offer total independence in the loan selection process. Finance Planet is not affilliated with any lender, solicitor, conveyancor or any third party. We have access to over 500 loan products and have no vested interest in steering you to any particular product, other than to ensure it’s the best one for you.
Unlike other finance services we always provide clients a copy of the independent valuation that is organised by the selected lender.
Tailored Plans for Home Loans
We have our finger on the pulse when it comes to home loans with regular updates with lenders and consistent in-house training. We have developed best practice systems to ensure that each and every loan we recommend has the best overall features to suit you – interest rate, fees, special features and flexibility.
We take the time to assess your current individual circumstances including personal and financial goals, equity, commitments, income, expenditure, tax implications and more.
From this we develop a tailored plan that will;
- save you as much interest as possible
- analyse your tax situation
- develop a finance plan that from is easy to manage day-to-day
Your new plan will include
- An overview of your current circumstance and borrowing capacity
- A comparison on the most suitable loan products
- A detailed analysis of the features of each product
- A plan to reduce all other debts you may have
- Refinance – we will detail the savings we have gained for you over the life of your loan
- First Home – we will detail the estimate of your savings over the life of the loan compared with the standard variable rate.
- A revision of all costs related to the loan – stamp duty, mortgage insurance and lenders fees and savings if required.
Tailored Property Plans – First Home Purchase, Property Investment, Wealth Creation, Tax Reduction
Finance Planet through affilliated companies Property Planet and Property 10 has access to a range of professional services and products for first home buyers and investors.
From buying your first home through to evaluation of your multiple property portfolio we can assist you.
We firmly believe property is the safest and securest way to financial security and independence. Did you know that only 5% of Australia’s population will retire with independence? Finance Planet’s goal with every client is to develop a long term property goal that ensures long term financial independence.
If you are refinancing or purchasing a new home we provide a free service that allows you to receive advice from property investment advisors, accountants and property lawyers.
We will help you develop a long term tailored property plan that meets all your personal and financial objectives. Every client who receives this service will receive a:
- Personal introductory consultation on property investment
- A personal tailored plan to reach long term personal and financial goals.
- A free detailed analysis of each and every purchase from an independent Chartered Accountant and property lawyer
- Yearly review of your plan
Clients for Life
We realise that your circumstances may change from year to year and so our service continues beyond the development or mortgage and property plans. We are focused on sourcing your finance and property needs for life. After all we know that we can provide the most suitable products each and every time.
Our customer charter and best practice procedures guarantee that after the planning process we will be in contact with you every step of the way, advising you of key stages and answering any queries you may have.
Costs
Home Loans
Finance Planet does not charge you for the extensive services we provide and we do not increase interest rates on the products we recommend.
This service is free to you and our fee is a fixed percentage of the loan amount that is paid for by your selected lender.
Property
From property investment advisory services and planning to assistance with product acquisition and negative gearing review our service is free. When we evaluate and transact property on your behalf we are paid a fixed fee by the developer or vendor. Because of our large client base and volumes we offer pricing that is well below retail.
